As with any type of insurance, motor home insurance can be found cheaper by going on the web. This is usually due to the cost of administration being greatly reduced as processing is handled online. Getting quotes to compare from a specialist will ensure this. Of course how much you can expect to pay for insurance will vary. One of the factors taken into account when wanting to save on your motor home insurance is the type of vehicle you need to insure.
This should be kept in mind when buying the vehicle and if you look at the various types and the cost of insurance before buying, you will have an idea if the motor home of your choice is affordable.
At the top end of the scale in motor homes is what is termed the “A” class vehicles. These are luxury models that are nothing short of homes on wheels. The majority of them have 2 to 3 berths, however it has been known for them to go up to 4 to 6 berths. This type of motor home is fully fitted with all the “mod-cons” that you could expect at home including TV, showers, fitted kitchen and bedrooms. They are however one of the most expensive types to insure.
Next down the ladder is the “C” class motor home, otherwise know as the coach build. This type is basically a van with chassis which has a caravan built onto it. They do have a lot of room and are well designed to make the most of the available space and sleeping quarters. This type of motor home is one of the best choices for the whole family. They also include larger kitchen space and bathrooms and over cab sleeping areas for children.
Finally there are the camper vans; these are conversions of normal vans. This type is the cheapest when looking to save on your motor home insurance. These are also the easiest vehicles to manage when it comes to parking as they are more compact, with a large majority of them being based on the Ford Transit. However they are the smallest and only really ideal for a couple. Having said this they do include the essentials of bathroom, kitchen and bedroom, if somewhat on the small side.